In my readings I've met only a few people whose soul's goals are of the type where their options "appear" to be limited on the earth plane.
The rest of the people--whatever "problems," or challenges they have, can take action to change their circumstances. In other words, the problems are not decreed. They're not fated.
The problem I most often see is that we focus on the problem and forget to focus on opening up to the solution. And that's actually how we create the problem that, when it first presented itself was a mild irritation. If we paid attention to it at that point, opened up to healing, light, solutions, we would have grown in our understanding and moved beyond it.
Most people appear not to know that they can open up to their Whole Self, their Divine Self and simply ask for solutions, guidance, healing, with full knowledge that this will be made available to them.
Always we are far more than we know, have at our disposal far more than we could ever imagine. All we have to do is remember this and act on it.